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 Home < Employees < Health and Welfare Benefits < Disability Insurance < How the Plan Works
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UC’s disability benefits (Short-Term Disability, Supplemental Disability, and UCRP) in conjunction with state-mandated Workers’ Compensation and Social Security disability benefits create a comprehensive safety net to provide protection from loss of wages over the course of periods of disability, whether a few months or a lifetime. Because every disability is different and personal, the University’s disability benefits are designed to address individual situations and concerns. As a result, the benefits may seem complex, and one employee’s disability-related experience can be very different from another’s. Your disability benefits provide income to replace lost wages. Regardless of the disability benefits for which you are eligible, in most cases you will receive no more than 70 percent of your eligible earnings from the combination of providers. For example, if you are eligible for UCRP disability benefits and Supplemental Disability benefits, you will receive the total UCRP benefit and the Supplemental Disability Plan will pay the difference between the UCRP benefit and 70 percent of your salary. The disability benefit provider determines whether you are disabled and eligible for benefits based on information from your doctor. Therefore, you must be under a doctor’s care to apply for disability benefits. |
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